*Not Intended to solicit any buyers or sellers currently under contract. Any renderings or details of property may change without notice,  EO &E. 



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First things first, we do not charge buyers.

There’s a lot to know when it comes to buying a property in Toronto. Whether you’re buying your first condo, moving to a bigger house or downsizing, our in-depth Buying Guide will take you through all the steps. These steps below will guide you to:

  1. Get pre-qualified for a mortgage, make important financing decisions and choose a lender

  2. House hunt like a pro, online and in person

  3. Make an offer and not be intimidated by the paperwork, negotiations or bidding wars

  4. Be prepared for the closing process and costs so you don’t get caught off-guard


Develop your WishList

Knowing what you need and want in your home is critical. What are your must-haves, your nice-to-haves, and your no-way-absolutely-nots? How many bedrooms do you need? What kind of outdoor space do you want? What about counter-tops, appliances and floors? You can’t get what you want if you don’t know what you want. Of course, location will be a big decision – what Toronto neighbourhood makes you feel at home?


Searching for properties Online

94% of Canadians search for their home online. While there are endless real estate websites out there, here are the ones you should consider:

Realtor.ca is the website owned by the real estate association. It pulls available properties for sale directly from the system that agents use, the MLS (multiple listing services). realtor.ca is usually a day or two behind what’s happening in the market, but a great tool to explore what’s for sale and start to get a feel for what’s available.

Our home search tool – Of course we’re biased, but our home search tool pulls house and condo listings directly from the MLS every 2 hours and includes a lot more information than what you’ll find on realtor.ca. You can set up a custom home search for yourself that will automatically e-mail you listings that match whatever criteria you set, so you never miss a listing.


House Hunting 

This is your opportunity to get a feel for the different Toronto neighbourhoods, refine your wish list, and ask questions.

You can simply book a showing online or call to visit homes for sale in real life with our experts or by attending an open house. Keep in mind that not all properties will have open houses, so working with a real estate agent you trust the only way to guarantee that you’ll be able to see the houses or condos you want to see at your convenience.


making an offer

Found your dream home? Time for drafting an offer. We’re kinda known for our kick-ass negotiation skills.

  • We’ll stand up for you come negotiation time. We won’t be bullied or pressured to make a move you aren’t comfortable with. Your comfort level is our first priority.

  • We’ll decipher the fine print. We’ll take the mystery out of financing and legal requirements and make sure your interests are protected. Think of us as your coat of armour as you enter the battle of buying a home, and we’re here to take that stress off your shoulder.



Once you have a firm deal (both you and the Seller have agreed on price and agreement terms, you’ve submitted a deposit, and there are no more conditions to waive), the closing process starts. This will require you to be in close contact with your lender and your lawyer – they’ll need lots of information, and of course, money, from you.

Costs of Buying a Home

As you go through the process of buying a home, you’ll naturally want to know how much money this will cost you. Your lawyer, accountant and real estate expert can help you estimate your costs. Some of the things you can expect to pay are:

  • Down payment (Your balance owing, less any money you have already provided as a deposit)

  • Land transfer taxes*

  • Lender fees, if applicable (appraisal fees, application fees, etc.)

  • Adjustments (the seller may have pre-paid taxes, utilities or other expenses past the closing date which you will need to reimburse during the closing process)

  • Legal fees (plus applicable taxes)